Privacy Policy
Last updated: January 2025Finone AI ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.
1. Information We Collect
Personal Information: When you create an account, we may collect your name, email address, phone number, and date of birth.
Financial Data: With your explicit consent, we may access transaction data, account balances, and spending categories to provide our services.
Device Information: We collect device type, operating system, unique device identifiers, and crash data to improve app performance.
Usage Data: We collect information about how you interact with the App, including features used and time spent.
2. How We Use Your Information
- To provide and maintain our AI-powered financial services
- To personalize your experience and deliver relevant insights
- To improve and optimize the App
- To send you important updates and notifications
- To detect and prevent fraud or security threats
- To detect, investigate, and prevent fraud, unauthorized access, and other security threats
- To comply with applicable legal and regulatory obligations
3. Data Sharing
We do not sell your personal information. We may share data only in the following cases:
- Service Providers: Trusted partners who help us operate the App (hosting, analytics), under strict confidentiality agreements
- Legal Requirements: When required by law or to protect our rights
- Legacy Protection: When the Legacy Protection feature is activated, your designated financial data is shared exclusively with your pre-selected trusted contacts
- With Your Consent: In any other case, only when you have given explicit and informed authorization
4. Data Security
We implement AES-256 encryption, secure data centers, regular security audits, and strict access controls. For more details, see our Security page.
5. Data Retention
We retain your data only as long as necessary to provide our services or as required by law. You may request deletion of your data at any time.
6. Your Rights
Depending on your location, you may have the right to:
- Access your personal data
- Correct inaccurate information
- Request deletion of your data
- Export your data in a portable format
- Opt out of marketing communications
- Withdraw consent at any time
7. Age Policy
Finone AI is available to users of all ages. For users under 16 years of age, we recommend parental or guardian supervision. We take additional care to ensure that any data collected from younger users is handled with heightened security and privacy protections in accordance with applicable child protection regulations.
8. International Data Transfers
Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place in compliance with applicable data protection laws.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes through the App or via email.
10. Contact Us
If you have questions or concerns about this Privacy Policy, contact us at finonecompany@gmail.com.